Last Updated: January 1, 2026 These Terms and Conditions ("Terms") govern your use of the FundingExpansion.com website and the services provided by Expansion Inc ("Funding Expansion," "we," "us," or "our"). By accessing our Website or submitting an application, you agree to these Terms in full. 1. Service Description Funding Expansion is an Independent Sales Organization (ISO) and business funding marketplace. We are not a lender. We connect business owners with third-party lenders and funding companies. The terms of any funding, including rates, fees, repayment schedules, and eligibility requirements, are determined solely by the lender, not by Funding Expansion. 2. Not a Loan Guarantee Submitting an application through Funding Expansion does not guarantee approval for funding. Approval decisions are made exclusively by our lending partners based on their own underwriting criteria. We make no representations regarding whether you will qualify for funding. 3. No Legal or Financial Advice Nothing on this Website constitutes legal, tax, or financial advice. You should consult with qualified legal and financial advisors before making any funding decisions. 4. Authorization to Contact By submitting an application or contact form on this Website, you authorize Funding Expansion and its lending partners to contact you at the phone number and email address provided using autodialed or prerecorded calls, SMS messages, and emails for the purpose of discussing your application and available funding options. You acknowledge that consent to marketing communications is not required to receive funding services and that you may opt out of marketing communications at any time. 5. Credit Authorization You understand that submitting an application may result in Funding Expansion and/or our lending partners obtaining consumer credit reports and other background information. You authorize such inquiries as necessary to process your application. You will be separately notified and required to consent before any hard credit inquiry is performed. 6. Accuracy of Information You represent that all information you provide to us is accurate and complete. You acknowledge that providing false or misleading information may constitute fraud and may have legal consequences. 7. Intellectual Property All content on this Website, including text, images, logos, and code, is the property of Expansion Inc and is protected by copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission. 8. Limitation of Liability TO THE MAXIMUM EXTENT PERMITTED BY LAW, EXPANSION INC AND FUNDING EXPANSION SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OUR WEBSITE OR SERVICES. OUR TOTAL LIABILITY SHALL NOT EXCEED $100. 9. Indemnification You agree to indemnify and hold harmless Expansion Inc, its officers, directors, employees, and agents from any claims, damages, or expenses (including attorneys' fees) arising from your use of our services or violation of these Terms. 10. Governing Law These Terms are governed by the laws of the State of California. Any disputes shall be resolved in the courts of San Diego County, California. 11. Changes to Terms We reserve the right to modify these Terms at any time. Continued use of the Website after changes are posted constitutes acceptance of the updated Terms. 12. Contact Expansion Inc | 2588 El Camino Real, Suite F516, Carlsbad, CA 92008 | Support@fundingexpansion.com